Who We Are - Mtiiac

The Mortgage and Title Insurance Industry Association of Canada (MTIIAC) is a not-for-profit industry association representing a group of private-sector mortgage default insurers and title insurers. Collectively, MTIIAC members are proud to have helped millions of Canadian families and individuals realize the dream and security of homeownership.

We work with governments and stakeholders across Canada to reduce barriers to responsible homeownership and to help ensure a fair, safe, and stable real estate marketplace.

Together, our members are dedicated to making homeownership possible for people who are ready to buy, and to making homeownership safe and secure for all homebuyers.

What we do

The object and purpose of MTIIAC is:

To promote the common interests and concerns of the private sector mortgage and title insurance industry in Canada;
To provide information and education to its members and the public;
To advocate for the betterment of and on behalf of the private sector mortgage and title insurance industry in Canada and our customers;
To maintain and promote professional standards and ethics in the mortgage and title insurance industry in Canada;
To promote open and fair competition among its members and other mortgage and title insurance providers in Canada, complying with all competition laws and regulations and not restraining competition or causing harm to consumers of mortgage and title insurance.

MTIIAC Principles of Fair Conduct

To engage only in business practices that are lawful and consistent with a high standard of ethical behaviour.
To encourage a culture of compliance within their organizations with federal and provincial laws and regulations that govern the mortgage and title insurance business and with these Principles.
To treat consumers in a fair and ethical manner.
To encourage and assist our customers/the homeowners we serve to be financially literate about our products and services and the protections these products afford them.
To promote open and fair completion among its members and other title and mortgage insurance providers in Canada, complying with all competition laws and regulations and not restraining competition or causing harm to consumers of title and mortgage insurance.